Banking Law

Prof.ssa Irene Mecatti
Language of teaching
English
Contents
The course is divided into two parts. The first deals with banks and banking. It will then highlight the differences between banks and other intermediaries such as payment institutions (IP), electronic money institutions (IMEL), financial intermediaries and the Italian Post Office. The second part will focus on the Banking Union. In this context, the Single Supervisory Mechanism (SSM) will be analysed. Afterwards, the Single Resolution Mechanism (SMR) will be considered, and thus the recovery plans, resolution early intervention measures, and then address resolution and its tools (write-down/bail-in, sale of business, bridge institution and bad bank). Depositors' guarantee schemes will be analysed next, and the third (and unimplemented) pillar of the banking union. In addition, the topic of state aid to banks in crisis will be dealt with starting with the Banking Communication of 2013. Finally, the recent proposed reform of the CMDI will be analysed.
Reference texts
De Poli Matteo, Foundamentals of European Banking Law, Kluwer, 2020
Learning objectives
The aim of the course is to educate the student of the rules of operation and crisis management of banks.
Prerequisites
It is recommended to have previously passed the business law exam.
Teaching methods
Lectures and seminars
Methods of verifying learning
Oral exam.